5 Top Things To Look For When Choosing A Mortgage Lender

The prospect of buying a new house is exciting, scary, and stressful all at once. There are many things to consider, not least which mortgage lender to go with. The mortgage that you can borrow is an essential factor in choosing which house to buy and can be the difference between the perfect home or settling. With careful consideration of all your options, you should get the best mortgage for your needs.

Do you fit their criteria?

One of the essential things to consider is if you fit a lender’s criteria. For most people, this likely won’t be a problem, but where there have been previous credit issues, you may need a specialist lender. When approaching lenders, be upfront about any potential issues so that they can give you a straight answer. You may find the type of property you’re buying has an impact as well, as investment properties may require a mortgage type a lender doesn’t offer.

Transparency

Apart from the interest charged on the actual mortgage loan, there are usually other fees that your mortgage lender will charge you. These fees include appraisal fees, underwriting fees, and more. The best mortgage lenders will be transparent about which fees

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WithIt names 2022 board of directors

HIGH POINT — WithIt, an association that fosters education, mentoring, and leadership opportunities for women in the home and furnishings industries, has named its 2022 board of directors, with Renee Loper-Boyd, International Market Centers president of marketing, as president.

In addition to Loper-Boyd, the board includes: WithIt Chair, Lorri Kelley, Lorri Kelley Advisors; Vice President/President-Elect, Emily Severson Boyst, Hooker Furnishings; Treasurer, Shelly Head, Liberty Furniture; and Secretary, Bonnie Wallace, International Home Furnishings Representatives Assn.

Vice presidents and committee chairs are: membership, Sydney Harris, Furnitureland South; professional development, Jenny Barnhill, Culp Inc.; business development, Amanda Daubert, Furniture First; scholarship, Paris Gholston, Mattress Recycling Council; connections:,  Jessica Norby, Global Textile Alliance; events, Cathy Valent, Springs Creative Products Group; technology: Lori Dolnick, Frank Advertising; and emerging leaders, Victoria Valentinas, VLV Designs.

The organization also is celebrating its 25th year with increased opportunities for networking and education.

This year the market-based events expand to include Dallas and Atlanta as well as continuing their presence in Las Vegas and High Point. The 2022 schedule includes these first half events:

  • Networking event and dinner during Las Vegas Market, Jan. 24
  • 25th Anniversary Celebration during High Point Market, April 2
  • Semi-annual Educational Breakfast sponsored by Myriad Software
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